Credit Counseling Services
Helping you get the credit you deserve!
Your credit history plays an important role in your future success. It can affect your ability to obtain certain career positions, affordable housing, loans, and low-interest credit cards. At CreditSolver, we work closely with our clients to help them take charge of their credit and implement healthy financial habits.
Credit Consultation – The First Step in Your Journey to Better Financial Health
The path to better credit starts with our one-on-one credit consultation. We offer two options to help you get started.
Depending on the option chosen:
Option 1 – Free Consultation
During this call, one of our credit counselors will review your TransUnion credit report with you line-by-line and identify items that may be negatively impacting your score. This takes approximately 15 to 20 minutes and it’s absolutely free!
Option 2 – $30 Consultation
We’ll pull your credit reports from all three major credit bureaus: TransUnion, Experian, and Equifax. It’s a soft-pull so it won’t impact your credit score, but it will give us a larger picture of what issues may need to be addressed. Together, we’ll go through each line-by-line. This takes approximately 45 minutes to an hour. At the conclusion of your consultation, we’ll advise you on the next steps for improving all your credit scores.
Monthly Credit Coaching
After your one-on-one credit consultation, you can choose to set out on your own or enlist the help of CreditSolver. Dealing with multiple creditor bureaus and creditors, however, can be frustrating. Why not pay a small monthly fee and let an experienced credit counselor do it for you?
To get the most out of our services, we strongly recommend that you use our monthly credit coaching services for up to six (6) months. Most clients, however, feel comfortable branching out on their own after 90 days.
Here’s what you’ll receive:
Personalized Credit Coaching
We’ll work with you to create a monthly budget and game plan for tackling your debt.
Credit Report Dispute Assistance
Your counselor will challenge negative items on your report and work to have incorrect items removed (letters of deletion). You, on the other hand, can sit back and relax.
Debt Settlement Assistance
We’ll provide a step-by-step guide on how to settle your debt for less than you owe.
Help With Secured Credit Cards
If you need to build credit, a secure credit card is a good starting point! We’ll steer you in the right direction.
24/7 Access to Our Online Portal
As a client, you’ll be covered by our Identity Theft Insurance (up to $1M) and enjoy access to all our credit monitoring tools, including:
Don’t Let Credit Problems Keep You From Moving Forward.
credit monitoring tools:
- Wallet Lock – If you lose your wallet or it’s stolen, we’ll help you contact your credit card companies, update passwords, and order replacements.
- SSN Monitoring & Action Alerts – Get real-time alerts to help prevent misuse of your Social Security number.
- Personal Identity Monitoring – Keep your information safe, even on the dark web.
- Data Breach Alerts – Know when your information has been compromised.
- Credit Reports & Scores – Get access to real-time reports and scores from all three (3) credit bureaus.
- Credit Score Monitoring & Tracking – If your credit score changes, you’ll know ASAP!